Informational tool · not advisory

Understand every position you hold. No advice, ever.

Add the stocks you own and read clear, AI-generated analysis based on public data and news. No jargon, no banking data, no buy or sell recommendations.

No card required · 2 free credits · cancel anytime

Sample analysislive
AAPLApple Inc.

NASDAQ · USD

$280.14

+10.51%

last 19 sessions

280.1266.8253.5280.1253.5
OPEN253.50
HIGH280.14
LOW253.50

Thesis

Uptrend above the 50-day moving average, momentum expanding.

Key signals

Positive momentumAbove-avg volumeRSI neutral-high
Illustrative · real market pricesTwelve Data

What Lucex is built on

Professional stack, no empty promises.

0Recommendations

No buy, no sell, no hold suggestions — ever. Decisions stay yours.

70k+Global tickers

Market data from Financial Modeling Prep, with Yahoo Finance as automatic fallback.

60sQuote refresh

60-second cache on quotes, 1-hour on search and history. No artificial delays.

StripeSecure payments

Auth via Clerk, payments via Stripe. PCI-DSS, SCA, Apple/Google Pay supported.

Why Lucex

A second opinion that never tells you what to do.

Most retail investors hold positions they don't fully understand and read forums that do tell them what to buy. Lucex sits in between: it gives you context — fundamentals, technicals, news, glossary — and lets you decide.

Understand what you own

Plain-language summaries of each position: 52-week range, valuation band, recent momentum, analyst consensus. The numbers you'd normally have to chase across five tabs.

Never advice, always context

Zero buy, zero sell, zero recommendations. Every analysis ends with the mandatory TUF disclaimer. The decision is always, by design, yours.

Your data stays yours

No banking sync, no broker connection. You type ticker and average cost. Yahoo data only if you opt in. Nothing about you is sold or shared.

What Lucex does

All the context. None of the advice.

Make your own decisions with more information at your fingertips — not a robot telling you what to do.

Multi-provider data

Cascading fallback between Twelve Data and Yahoo Finance. 60s cache on quotes, 1h on search and history. Never any banking data.

AI analysis with disclaimers

Every reply ends with the mandatory TUF disclaimer. The model is instructed to avoid advisory wording: zero buy, zero sell, zero recommendations.

Streaming chat

Analysis arrives token by token. Ask follow-up questions on the same position and get answers based on your conversation context.

Transparent credits

1 credit = 1 AI reply. Packs from €4.99 to €24.99, automatic refund if the stream fails before it starts.

Privacy first

No brokerage data, no bank accounts. You enter shares and average price by hand. Your data stays yours.

TUF/MiFID II compliance

Lucex is an informational tool. Mandatory onboarding with acceptance of 4 regulatory points. No investment recommendations.

Markets, briefly

How the stock market actually works.

If words like P/E, momentum or consensus feel fuzzy, start here. A 60-second primer to read your Lucex analyses with confidence.

What is a stock?

A share represents partial ownership of a public company. Owning one entitles you to a slice of its future profits and, sometimes, dividends.

What moves prices?

Supply and demand, driven by earnings results, news, macro data and expectations. Price reflects what the average buyer is willing to pay right now.

Fundamentals vs technicals

Fundamentals (P/E, EPS, cash flow) measure the business. Technicals (moving averages, momentum) measure the price chart. Lucex shows both.

Why diversification matters

Spreading capital across uncorrelated stocks reduces overall risk without lowering expected return. The closest thing to a free lunch in investing.

Demo

Here's what an analysis on Lucex looks like.

Static example. Real analysis is generated live, streamed, on your specific position.

AAPLApple Inc.
streaming

AI analysis preview

⚠️ Informational AI analysis · not financial advice.

Glossary

Speak the language of the market.

Every term Lucex uses in an analysis is defined in plain language. Hover, click, or open the full glossary.

View all 50+ terms

Pricing

Pay only for the analyses you read.

Buy credits as you go, or unlock Lucex Pro for monthly credits and extra perks. Credits never expire. Secure payment via Stripe.

Starter

4.99

5 credits

€0.99/credit

Recommended

Popular

11.9914.97

15 credits

€0.79/credit

Save 20%

Pro

24.9939.92

40 credits

€0.62/credit

Save 37%

1 credit = 1 AI reply. Automatic refund if the analysis fails to start. Apple Pay, Google Pay and cards supported.

Frequently asked questions

What you want to know before starting.

Does Lucex tell me what to buy or sell?

No. Lucex is an informational tool under Italian TUF (Legislative Decree 58/1998). AI analysis contains no buy, sell or hold recommendations. Investment decisions remain entirely yours.

What exactly is included in Lucex Pro?

20 analysis credits granted every month (240 on the yearly plan), Pro insights like sector volatility percentiles, and extended chart timeframes (1-day and 5-year). The yearly plan costs €99 instead of €144 for 12 months — that's 2 months free.

Do credits expire?

No, never. Both pack credits and Pro-granted credits stay in your balance until you use them. If you cancel Pro, any unused credits remain available.

Can I get a refund?

Yes in two cases: (1) if an analysis stream fails to start due to a technical error, the credit is automatically refunded; (2) for Pro you can cancel anytime from your Stripe portal with no penalties. Past payments are not refundable on request, but you keep access for the period already paid.

Where do prices come from?

From Financial Modeling Prep (primary provider) and Yahoo Finance as automatic fallback. Quotes refresh every 60 seconds and are cached to reduce load on providers.

How do credits work?

Each AI reply consumes 1 credit (Quick) or 2 credits (Deep, with web search). Packs start at €4.99 (5 credits) and credits never expire. If streaming fails to start due to a technical error, the credit is automatically refunded.

Do you need my banking data?

No, never. You enter ticker, share count and average cost by hand. Lucex never connects to brokers or bank accounts.

Which exchanges are covered?

Major venues covered by Twelve Data and Yahoo Finance: NYSE, NASDAQ, Borsa Italiana, LSE, Xetra, Euronext, SIX, ASX, and others. Structured certificates and derivatives are not supported.

Is my data private?

Yes. Positions and chats are tied to your Clerk account and visible only to you. We don't sell data to third parties.

What languages are supported?

The interface is available in Italian and English. AI analyses are currently generated in Italian.

Lucex Pro

Read 20 analyses every month, automatically.

If you check your portfolio more than a few times a month, the Pro plan is cheaper than buying packs — and unlocks Pro insights and extended chart timeframes.

Free

Try Lucex with no commitment.

€0/mese
Flexible

Pro Monthly

For trying before committing.

€11.99
Best value

Pro Yearly

The recommended plan — save 2 months.

€99

≈ €8.25/mo · billed yearly

Save €45/year · 2 months free

What changes with Pro

Analysis credits included2 welcome20 / month240 / year
Deep Analysis with web search
Pro insights (sector volatility)
Extended chart timeframes (1D, 5Y)
Credits never expire
Cancel anytime

Cancel anytime from your Stripe billing portal. Secure payment, no minimum commitment.

Your first analysis is 30 seconds away.

Create the account, get 2 welcome credits, and use them on your first position.

No card · no commitment · cancel anytime