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Stock App With No Bank Connection

You should not need to give an app access to your bank or brokerage to understand your positions. Lucex works differently: you type the information, and the AI analyses it. No sync, no OAuth, no open banking.

How Lucex handles your data

You add a position by typing the ticker symbol, your share count, and your average purchase price. That is the only data Lucex stores about your portfolio. No bank account numbers, no brokerage API keys, no transaction history imports. Your financial identity stays offline.

What the AI uses to generate analysis

Lucex analyses your position using publicly available market data: live quotes, fundamental indicators (P/E, EPS, free cash flow), analyst consensus, 52-week range, and recent news. None of this data comes from you — it comes from market data providers. You bring the context (what you own and at what price); the AI brings the market picture.

Who can see your positions

Your positions and chat histories are tied to your Clerk account and visible only to you. Lucex does not sell data to third parties. The optional Yahoo Finance enrichment (analyst data for international stocks) is opt-in during onboarding and can be disabled at any time.

What Lucex is not

Lucex is not a portfolio manager, a robo-advisor, or a brokerage. It does not execute trades, hold funds, or make investment decisions. It is an informational tool, structured to comply with the Italian TUF (D.Lgs. 58/1998) and MiFID II: every analysis ends with a mandatory disclaimer, and zero recommendations are ever made.

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⚠️ Lucex is an informational tool. It is not a licensed financial advisor under the Italian TUF (Legislative Decree 58/1998). No buy, sell, or hold recommendation is made. Investment decisions and their consequences remain entirely yours.